Before you choose to buy a car, whether it is a new car or a used car, it is very important to purchase car insurance in advance. Car insurance is an essential insurance that not only protects the vehicle itself, but also effectively protects the interests of the driver and third parties in the event of an accident. 

In China, the law requires that drivers of Chinese cars and electric cars must at least purchase compulsory traffic accident liability insurance, and must carry the insurance policy when driving on the road. If you do not purchase compulsory traffic accident liability insurance or the insurance has expired, you will be punished by the traffic management department. Therefore, purchasing car insurance in advance is a basic requirement to comply with laws and regulations. This requirement is the same whether it is a new or second hand car.

From the perspective of financial protection, purchasing car insurance in advance can ensure that the vehicle will be compensated in time in the event of an accident and reduce personal financial pressure. Whether it is vehicle damage, personal injury or third-party property loss, insurance protection can effectively resolve risks and reduce losses.

In addition, buying insurance in advance can also enjoy more benefits. Generally speaking, insurance companies will provide certain discounts or preferential policies for customers who buy insurance in advance, such as preferential premiums, free value-added services, etc. Therefore, buying car insurance in advance is not only conducive to timely protection of risks, but also can enjoy certain preferential policies.

Car insurance usually includes two parts: basic insurance and supplementary insurance. Basic insurance is divided into vehicle damage insurance and third-party liability insurance. Among them, vehicle damage insurance is for compensation for the loss of one's own vehicle; third-party liability insurance is for compensation for objects other than one's own vehicle, such as people and public property hit, the other party's car, etc. Supplementary insurance such as vehicle liability insurance is for compensation for the loss of people and property in one's own vehicle, and theft insurance is for compensation when one's own vehicle is stolen. Each car owner can purchase the corresponding insurance according to his or her actual needs.

Before purchasing insurance, you need to compare several different insurance companies and choose a company with high cost performance, good product quality and guaranteed service. And what materials are needed to buy car insurance?

1. Vehicle registration certificate or certificate of conformity;

2. Vehicle purchase invoice;

3. If the insured is an individual, the ID card must be provided; if the insured is a company, the organization code certificate must be provided.

Of course, if you have any questions about car insurance, you can consult us. Guiyang Silu  provides you with one-stop service for the purchase and export of used cars. As a well-received used car dealer in the industry, we have rich experience to help you solve any confusion during your car purchase. If you have any needs, you can contact us by phone or email on the website. We are always looking forward to serving you.